Welcome to Caleb Adams Mortgage

These terms and conditions (the "Terms") outline the rules and regulations for the use of our website and services. By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of these Terms, please do not use our services.

DEFINITIONS
"We," "Us," and "Our": Refers to Caleb Adams Mortgage.
"Client," "You," and "Your": Refers to the individual or entity using our services.

2. SERVICES
   We offer a variety of mortgage and real estate services, including but not limited to:

1. Real Estate Investor Kickstart – A coaching and education program for real estate investors.
2. 1:1 with Caleb (Mortgage Consultation) – Personalized mortgage consultations for homebuyers and investors.
3. Real Estate Cash Flow Blueprint – An entry-level product for calculating cash flow in real estate investments.

The specific details, timelines, and deliverables of each service will be outlined in a separate agreement between us and the client.

3. USER ELIGIBILITY
   By using our services, you represent that you are at least 18 years old or have the consent of a legal guardian. You warrant that any information provided to us is accurate and up to date.
4. PAYMENT TERMS
   Fees and payment terms are outlined in our agreements or proposals with the client. Payment is due within the agreed timeframe specified in our invoices or at the time of purchasing a product or service. Late payments may incur additional charges or interest as outlined in the invoice or agreement.
5. INTELLECTUAL PROPERTY
   All materials created by Caleb Adams Mortgage, including but not limited to educational content, documents, and strategy materials, remain our intellectual property unless otherwise stated. Clients receive a limited, non-transferable license to use the materials for the purposes specified in our agreement. The client warrants that any content provided to us does not infringe on the intellectual property rights of third parties.
6. CONFIDENTIALITY
   Both parties agree to keep confidential any sensitive information disclosed during the business relationship. Confidential information includes business strategies, customer data, financial information, and other proprietary information not publicly known.
7. LIMITATION OF LIABILITY
   Caleb Adams Mortgage will not be held liable for any indirect, consequential, or punitive damages arising from the use of our services. In no event will our aggregate liability exceed the total amount paid by the client for the specific service in dispute.
8. INDEMNIFICATION
   You agree to indemnify and hold Caleb Adams Mortgage harmless against all claims, losses, or expenses resulting from your use of our services or breach of these Terms.
9. THIRD-PARTY SERVICES
   Our website or services may contain links to third-party websites or services, which are not under our control. We are not responsible for the practices or content of any linked websites and do not endorse these services.
10. MODIFICATIONS
    We reserve the right to update these Terms periodically. Any significant changes will be communicated to clients, and continued use of our services after the changes signifies acceptance of the new Terms.
11. TERMINATION
    Either party may terminate an agreement with written notice if the other party breaches a material obligation and fails to rectify it within a reasonable time. Upon termination, all outstanding fees are payable immediately.
12. GOVERNING LAW
    These Terms are governed by the laws of your jurisdiction, and any disputes will be resolved in the courts of your jurisdiction.
13. CONTACT US
    If you have any questions about these Terms or need assistance, please reach out to us.